Analisis Dampak Transformasi Digital Dan Kinerja Literasi Keuangan Terhadap Inklusi Ekonomi Digital Di Kalangan UMKM Indonesia. JODICOM : Journal of Digital Communication, [S. l.], v. 1, n. 1, p. 12–17, 2026. DOI: 10.22373/jodicom.v1i1.303. Disponível em: https://comms.ar-raniry.ac.id/jodicom/article/view/303. Acesso em: 25 sep. 2026.